So, I heard this morning on the radio that people are moving out of their 401Ks…Umm…it’s a little late for that. Maybe if you were smart you did it 8 months to 1 year ago, but if you’re moving out of a 401k today, you’re just dumb. Unless you think its all going to 0 (theoretically possible, but very unlikely), then it doesn’t really matter where your money is.